Straight Answers

Medicare questions, answered plainly.

These are the questions people actually ask me on the phone. No jargon, no sales pitch, no wall of fine print. Just what I would tell you if you were sitting across from me.

Medicare 1013-4 min readProverbs 28:5August 3, 2026

Do I Have to Sign Up for Medicare at 65 If I'm Still Working?

Still working at 65? Whether you can delay Medicare Part B depends on your employer's size. Here's how the 20-employee rule works and what guessing costs.